Find the right home loan

At Union Home Mortgage Corp we offer borrowers a variety of loan options to choose from. Along with a large selection of loan programs, we work hard to provide “raving fan customer service” by passing on industry knowledge to our clients. Our Loan Officers are here to help each and every borrower understand their options and find the best loan program for their individual needs.

FHA Loans

Low Down Payment Options down to 3.5%, Flexible underwriting guidelines for loans up to $294,515.00 in the greater Charlotte Metro area. call for loan amounts in other areas.

VA Loans

VA loans are for veterans and active duty personnel. Possible 100% financing is available. Very flexible underwriting guidelines but must meet VA specific guidelines.

USDA Loans

Upto 100% financing. Must meet USDA requirements for USDA defined rural areas for location. USDA specific income requirements for qualifying.

Conventional Financing

Many different mortgage options with 30 year, 15 year fixed rate mortgages. Also Home Ready and Home Possible Mortgages with as little as 3% down payment for loans up to $453,100.00

Jumbo Loans

Competitive Mortgage Rates, Flexible Terms with 30 year and 15 year Fixed rates and Adjustable rate mortgages for loans above $453,100.00.

Construction Perm Financing

One time close construction-perm mortgage with many different mortgage options for your residential construction project